I Just Got SCAMMED Looking for Work From Home! Please Beware!

SCAMMED work from home jobsI just got SCAMMED looking for work from home! And I have to share with anyone who may be looking for remote work from home jobs!

This is big, real big! If you are looking for work from home, PLEASE, PLEASE, BEWARE!

The Story

I have been looking for work from home for awhile now. I’ve checked into many “real work at home jobs”. I really need a job and I need to work from home.

They all seemed kind of “phishy” to me. Then I found upwork. I’m sure many of you who have looked for work at home or read any blogs about online jobs, have heard of upwork.

Well, I set up an account, filled out my profile, employment, education, etc. and started looking for proofreading and or editing jobs.

I applied for one and almost got an instant reply! I was thinking this is awesome, I’m finally going to be able to make a few bucks!

Oh boy, was I ever wrong! But, they were good, REAL GOOD at making me believe this was legit!

The Interview

I went through an online interview that took more than an hour! They asked me to check their website and asked what I thought about the business. Like I said they were good at making me believe this was a legit job.

They told me the company paid for a “mini office” for each employee so all employees were working with the best technology. I thought wow, this is nice.

Now, at this time, I still thought it was legit because of everything I read on the website about their technology and how they trained employees through the laptops, etc. that they sent to you. And of course, it was a real company that had been in business for more than 20 years and has been hiring remote workers for years.

They emailed me a cashier’s check and asked me to print it out and do a mobile bank deposit. I did so, without thinking twice about it. The check even cleared, at first.

Once it was deposited into my account, the person I was communicating with told me to check back in tomorrow morning with him to set up the information to get the needed programs through the company vendor and to start orientation.

I was thrilled! Until the next morning!

I signed in at 8 am. He asked me to verify that the check had cleared. I told him I had. He told me to go take the money out “right away” and go to Walmart, then to contact him from there.

I told him I could not do that right then, I had a very important appointment I needed to get to.

He was persistent! I told him if it had been this important, he should have been a little more informative the day before, as I had to go to this appointment and this would have to wait.

To make a long story short, I asked for a way to send it back. He told me to go to CVS and send to a name and address through Moneygram, but that I still had to do it now. And again, I said no, I was going there around 11am anyway.

I then asked, if you need it back right now, why I can’t I just do it online through Moneygram or Western Union?

He said, oh yes, do it now and proceeded to give me a name and address, I asked if this was sending it back to the company? He said, just send it. Well at this point I just wanted to be done with this. I told him if this was a scam, I would find out!

So, I set up an account with Western Union to send the money, did the transfer and waited. Meanwhile this guy was bugging the crap out of me. I was getting pretty mad.

Declined and Frozen Bank Account

An a half hour later, the transaction was denied by my bank! I would soon learn how grateful I was too my bank for red flagging this transaction.

I suddenly could not even log into my bank account but had no time to find out why as I had to get to this appointment. When I returned I tried to log in again with no success.

I called the bank, they had red flagged the transaction and froze my account, for my own safety. Come to find out the check was a fraudulent cashier’s check from a bank in Alaska! I would have been out $1,450.00! Which I did not have in my account either so this would have been horrible!

My bank account was closed for my safety so today I have to go open a new one.

Please Share

Anyway, I just wanted to share my story with you just to help anyone who is looking for work online. It can be very harmful to you and your bank account. I will not be looking for extra work online for awhile now as this was a scary thing to happen to me. With  young children to support, had this transaction gone through, and not been caught by my bank, it would have been a huge set back for me as a single mom on a very tight budget!

I don’t blame upwork, as I know there really are legit jobs on the site, but my first experience was a bad one and I won’t be returning anytime soon. However, I did go back on the site immediately and let them know this was a fraudulent job!

I am very shaken by this thinking about the “what could have happened”, and it is depressing as I really needed this job. No matter how bad you need a job or money, be suspicious of anyone who wants money or offers you money when looking for online work.

Please, take the extra minute to share this so the word gets out! I would love to help prevent other’s from getting scammed!



This Is Huge! Free Money! Limited Time Offer!

Free Money, Limited TimeThis is huge, free money for a limited time! Continue reading to find out how!

I have been using Swagbucks for many years now. And I have earned a lot of money and it has helped my budget tremendously!

Swagbucks? What is Swagbucks, you may ask. But I’m sure most of you have heard of it by now. I mean, they have paid out over $186 million days in gift cards! That’s a lot of money!

And I’m going to tell you, you should get in on earning some of this! It really is easy to earn with Swagucks.

I use this site for less than an hour a day and usually cash out $50 in cash (PayPal) once a month! For me, that’s free money!

You earn points called SB that you cash out for gift cards (So many to choose from and some starting at just 300 SB which I earn in a day!) or even cash! You can also use SB to enter sweepstakes which there are a ton of them too! There are so many ways to earn SB and they add up quickly!

Ways to Earn SB

  • Daily Poll
  • Searching everyday stuff that you would search google for anyway
  • Printing Coupons
  • Watching Video’s
  • NCrave
  • Surveys
  • Shopping
  • And so many more….

These are just a few ways to earn!

You can also earn by inviting friends and family to join Swagbucks and you were earn from them earning too! Bonus earnings for getting them to sign up, then 10% of what they earn forever! I call this free money too!

Join Now!

And if you join now, there is a Promo Code for a limited time I seen on a tv commercial that will get you a free $10 for signing up and getting started with Swagbucks!

So why wait? Sign up today and use promo code TV10 (enter on the first page of sign up under email, name, etc.) to get started today! And don’t forget to get family and friends to sign up too! Click on any of the Swagbucks links in this post to get started!

*Limited time offer, I do not know when it expires!

I Never Pay Full Price For My Kids Clothing! Find Out How!

Never Pay Full PriceI never pay full price for kids clothing and I make money while doing so! How is that even possible your probably wondering? Read on and I will tell you how!

I live on a tight budget, not just a tight budget, but a very small tight budget. I still have to provide for my children and I still want them to have things that other kids have and to be able to be in style if they wish. I’ve become a very savvy shopper!

I do on occasion shop at thrift stores, who doesn’t? But only if what I’m buying is a good quality item and in great condition. Unfortunately I never get “hand me downs” of anything either.

My Favorite Way to Shop? Clearance!

I buy most stuff on clearance at the end of seasons. I buy 1 and 2 sizes bigger for the next year. Depending on price and what’s available. I do 2 sizes in case they grow more than anticipated and what the kids can’t wear, I sell on Ebay for more than I paid for it. I have spent as a little as $.50 for a shirt or a pair of shorts. Every chance I get, I shop the clearance section first!

A recent deal I scored was at JCPenny, in store. I got my son 3 pairs of pants and 2 shirts. Total price was $56, I paid $14! Not bad for JCPenny.

I shop on Ebay as well and it’s not just used clothing that you get good deals on. Here is a great example. My son is very picky when it comes to sneakers. His favorite brand that fit “just right” for him are Sketchers. Now we all know how expensive they can be! Well, I just bought 2 pair last week, 2 different colors and sizes, for $18.95 per pair with free shipping! Original price was $54 per pair!

And just today on Kmart.com, I got my daughter 2 pairs of casual boots for a total price of $18.53, I did have to pay shipping of $8.95, but knocked of $2.13 with my points for a grand total of $25.35. Not bad considering the total of the boots would have been, $74.94 before shipping.

Another site that usually has really awesome clearance deals is The Children’s Place. Some of the deals I have gotten my son include fleece pants, T-shirts and more for as little as $1.50 each. I have gotten jeans for as little as $5 and my daughter T-Shirts and leggings for as little as $2.50.

I also get great deals at Walmart. Sometimes their prices are so low, like the basics, starting at just $3, that you don’t need a clearance sale!

I love shopping deal sites like Zulily, Hollar, and more! I usually visit these sites for holiday purchase and or birthday gifts, anniversary gifts, etc. Another way I save is by buying for a bunch of them at the same time to save on shipping cost and to use coupons codes, etc.

Never Pay Full Price

Tips for saving even more money even on Clearance!

I shop through my Swagbucks shop & earn links when shopping online! Don’t have a Swagbucks account, you can sign up here! Get SB’s for shopping that you can redeem for cash and gift cards. *You can also earn SB a ton of different ways everyday!

I use my rewards credit cards to get cash back or reward points.

*Combine both of these when you shop to get the most for your money, earn more money as you have to spend money. And I don’t even shop just to shop! I only shop for what we need, I rarely splurge on wants except for holiday shopping, and I’m always earning points and getting money back.

You can too!

Never pay full price again!


7 Ways I Make Money As A Single Stay At Home Mom

Are You a SAHM or a SSAHM?

Being a stay at home mom can be a tough decision to make. I know when I decided to be a stay at home mom, I felt like I wasn’t contributing to the household income especially since we lived on a budget. I started to look for ways to make money online but wouldn’t take up a lot of time.

Swagbucks was the first way I started making money. Earning gift cards that I could use towards birthdays, anniversaries, and especially Christmas. I was quite surprised at how much I was suddenly earning, and it helped the budget too!

Then I thought about Ebay, I was always buying gently used clothes for the kids and saving a ton of money so I thought why not try to sell on Ebay and not only save money but make money too! So I started selling gently used stuff and started earning a few extra dollars this way too.

Then I became a single stay at home mom!

I knew I had to earn even more to pay bills and be able to provide for my kids. I decided to start a blog to share what I’ve learned throughout the years about living on a budget, family and parenting, and more. Now this was a chance I was willing to take when it came to starting a blog. I had to buy a hosting site because, quite frankly, you can’t REALLY make much money with a free site. I used my credit card and jumped in! Determination will get you anywhere, it just takes time. I just kept building it up and adding more, adding different monetizing strategies, etc. Now, I am a full-time blogger and working in Direct Sales too!

I have compiled a list of the top 7 ways I earn money to support my family. I hope it helps you to do the same, whether you are just looking for a couple of ways to make some extra cash or looking to find a way to be home with your kids, these are what work for me.

My Money Makers:

  1. I Run This Blog – And you can too! This was the toughest decision I had to make because it did cost money to get started, but it was well worth it to buy a hosting service so I could monetize my blog and make it my own. I am passionate about many things, mostly my family and how to provide for them, so this is what my blog is based on. You can get more information here. This is what I used to get started and have not regretted it all! It’s very affordable.
  2. Swagbucks – I have been using Swagbucks for at least 5 years now, probably longer! An easy way to earn cash or gift cards. So many different ways to earn through Swagbucks. I cash out at least $25 a month, most of the time a lot more, just giving you the bottom line. There is a bonus available if you sign up this month!
  3. Ebay – I sell anything and everything that I no longer need or the kids have outgrown, etc. on Ebay. Of course it does have to be in good use-able or gently used condition. Nobody wants to buy something that is ripped, torn, stained, etc. You get the drift. This really helps to put money back towards new or gently worn clothing/books/toys for your kids. *Small fees involved when selling on Ebay.
  4. Etsy – Are you crafty? Do you have a hobby? If you make anything handmade and enjoy it, why not profit from it? Sell handmade items on Etsy, and right now if you use this link, you can start with 40 free listings! Therefore, it costs you nothing to get started! *Small fees involved when selling on Etsy.
  5. Direct Sales – I have just started in direct sales but what a help in the money making department! I am a direct sales consultant for Linen World. There is no cost to join, no quota’s to meet, and free web page made for you. This one is my favorite, I earn 20% in commissions on everything I sell, and you can too! I also have just joined with Party Time Mixes as an Independent Consultant. This one, I have to pay around $10 a month for, but the prices are low so it is not hard to at least make enough to cover the cost of your web page even in the beginning. Commission on this one is also 20% to start. Best thing about Direct Sales today is you can choose to do it all online. You don’t have to do home parties unless you want too!
  6. EarningStation – This is another new one for me, but I really like it already. It is so easy to earn money on EarningStation as well. I don’t know to much about it yet except doing surveys and such so you’ll have to check it out yourself. What do you got to lose?
  7. MavenX – This is really cool! You make boards, kind of like Pinterest, except these boards can earn you money! Yup, all you do is make boards of products you love or think others will love from the networks that MavenX works with, and if someone buys something through your boards, you earn a commission. Make sure you share your boards any way you can. Facebook, Twitter, etc. If you already have a blog or are thinking about starting one (#1), it is a great way to make some extra money through your blog as well.

These are the top 7 ways I make an income to earn money online and take care of family. Do you work online to make extra money? How do you make money online?